What if... · 6 scenarios · 7 protection layers

Your worst-case scenario, answered.

Every trader worries about the same six things. Insolvency, blowouts, hacked logins, flash crashes. Here's exactly what happens and which protections kick in — mechanism by mechanism, no marketing copy.

Stress-Test Scenarios ↓Regulation
Click a scenario · See the protection

“What if...” stress tested live.

Every scenario maps directly to the protections that activate. Not claims — mechanisms. Pick one and see what actually happens to your money if it goes wrong.

CRITICAL SCENARIO

What if NAMH goes bankrupt — do I lose my money?

SHORT ANSWER
No. Your funds are legally separated from NAMH's own money and protected by segregation.
WHAT ACTUALLY HAPPENS

Client funds are held in dedicated segregated accounts at top-tier banks — legally and operationally distinct from NAMH's own accounts. In the event of NAMH insolvency, those segregated funds are NOT available to company creditors. An appointed insolvency practitioner would return them to clients according to the segregated account records. Your deposited capital does not disappear with the broker.

PROTECTIONS THAT ACTIVATE4 LAYERS
01
Segregated client accounts
Funds held at top-tier banks in client-only accounts, separated from company operational accounts.
02
Legal ring-fencing
Client money is not part of NAMH's balance sheet for creditor purposes.
03
Reconciliation & audit trail
Client positions and balances reconciled daily, auditable at any time.
04
Insolvency practitioner protocol
Independent IP returns segregated funds to clients based on recorded balances.
Seven layers · Always on

The protection stack, always active.

01
Segregated accounts
Client funds legally separated from company accounts.
02
Negative balance protection
Your loss capped at deposit · never go negative.
03
Tier-1 banking custody
Funds held at top-tier banks only.
04
KYC-locked withdrawals
Funds only return to verified destinations.
05
Real-time risk engine
Automated stop-out and margin monitoring tick-by-tick.
06
Capital adequacy reserve
Regulatory capital above minimums for shock absorption.
07
Cryptographic audit trail
Every transaction and access event is logged + auditable.
Know the mechanisms · Trade with confidence

Your money, protected at every layer.

If you still have questions, our compliance team answers them directly — with documented sources, not boilerplate.

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